Information for language and exchange students – How do I find the…

Information for language and exchange students – How do I find the right insurance?

If you organize your stay as a language and exchange student yourself, you also need to take care of your insurance coverage yourself. If you organize your stay through an organization, their insurance offer is suitable in many cases. Nevertheless, you should take your time and check the insurance offered. Here are some questions that you should clarify before taking out an insurance:

• Does the insurance meet the requirements of the destination country?

You can get information on this e.g. from the responsible embassy or consulate.

• Are the benefits of the health insurance sufficient?

A good health insurance should offer you protection in case of illness and accident and cover medically reasonable return transport. Furthermore, the costs for individual treatments should not be limited and illnesses should not be generally excluded from the insurance cover.

• Is there protection in case of interruption of your work, for example for a holiday?
• Does the insurance also cover sports accidents?