Information for au pairs – How do I find the right insurance?…

Information for au pairs – How do I find the right insurance?

In some destination countries – for example in Germany – the host family takes care of the insurance and pays for it. In other countries you have to take care of your insurance yourself. If friends or your au pair agency recommend an insurance to you, please check if this insurance meets your requirements. Here are some questions that you should clarify before taking out an insurance:

• Does the insurance meet the requirements of the destination country?

You can get information on this e.g. from the responsible embassy or consulate.

• Are the benefits of the health insurance sufficient?

A good health insurance should offer you protection in case of illness and accident and cover medically reasonable return transport. Furthermore, the costs for individual treatments should not be limited and illnesses should not be generally excluded from the insurance cover.

• Is there protection in case of interruption of your work, for example for a holiday?
• Does the insurance also cover sports accidents?